• Question : What are the benefits of Pehchan cards.
Ans . Benefits of Pehchan Card (Identity Card for Handicraft Artisans)i. Easy to participate in Guru Shishya Parampara.ii. Easy to avail Improved Tool Kits of the craft.iii. Easy to participate in any domestic and International Fair, Event, Design workshop,Seminar etc.iv. Eligible for free life insurance and stipend for their two children from Class-IX to Class-XII.v. Seeking any other assistance under any scheme of this office.



  • Question: Are there any insurance schemes available for benefits of artisans?
Ans: Yes, office of Development Commissioner (Handicrafts) implements two insuranceschemes for benefits of handicrafts artisans namely Rajiv Gandhi Shilpi Swasthya Bima Yojana(RGSSBY) for health insurance and Aam Admi Bima Yojana (AABY) for life insurance.
  • Question: How to get enroll for the insurance scheme for handicrafts artisans.
Ans: The artisans have to enroll through the field offices of DC (Handicrafts) by submitting theapplication form along with the supporting documents required. Application form is availablewith field offices as well as available on the website of this office ie 
  • Question: What are the supporting documents required?
Ans: The following documents are required:
• Pehchaan Card (Artisan I / Card)
• Photocopy of Bank Passbook
• Copy of Aadhaar Card
  • Question: What is the interest subvention scheme for handicrafts artisans?
Ans: The scheme is intended to facilitate credit access for handicraft artisans throughintroducing interest subvention scheme through schedule banks.
  • Question: What are the benefits of the interest subvention scheme?
Ans: 6% interest subvention, subject to actual, shall be available for artisans for loan takenfrom scheduled banks. Maximum benefits of Rs.1 lakhs for a period of three years isadmissible.
  • Question: What is the credit guarantee scheme for handicrafts artisans?
Ans: The component is envisaged to alleviate the problem of collateral security or 3rd partyguarantee and remove impediments to flow of credit to handicrafts sector. This scheme isimplemented throug CGTMSE

  • Question: What are the benefits of credit guarantee scheme?
Ans: To avail this facility CGTMSE is paid composite all-in-guarantee Fees as under: Credit FacilityAnnual Guarantee Fee (% pa)Women, Micro Enterprisesand units in NER OthersUpto Rs.5.00 lakhs0.75%1.00%Above Rs.5.00 lakhs and uptoRs. 100.00 Lakhs0.85%1.00%

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